Optimum

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Optimum Mechanical Breakdown Insurance

Security

PROTECTA Insurance Mechanical Breakdown Insurance provides you with peace of mind. The Optimum policy covers your vehicle for any sudden and unforeseen Mechanical Breakdown subject to the Terms and Conditions and Limits of Liability stated in the Policy.

Cover

PROTECTA Insurance Optimum Policy covers the following vehicles:
  • Vehicles up to 225,000kms at time of purchase
  • Vehicles up to 18 years of age at end of Policy term
  • Gross vehicle weight up to 3,500kg

Additional benefits

  • We offer 24 hour, 7 day AA Roadservice Cover, including 3 free callouts per year for breakdowns, flat tyre/damaged wheel, flat battery, locked out, out of fuel, lost keys. Some driver costs may apply. Just telephone 0800 HELP TO U (0800 435 7868) for assistance.
  • Travel costs to get you home are covered (up to $500)*
  • PROTECTA Insurance even pays for your accommodation in case you have to stay overnight (up to $500)*
  • Factory fitted audio systems are covered (up to a maximum of $500)*

This is NOT a policy wording, but a summary of the cover

No matter how carefully you guard yourself, the unexpected can happen. PROTECTA Insurance Optimum Policy gives you peace of mind whether you're out on the open road, or just out for a great weekend.

If you have any questions, please have a look on our Frequently Asked Questions page. We might have an answer for you there. Of course you can also contact us.

* Apply when a claim is accepted, subject to the Terms and Conditions and Limits of Liability stated in the Policy.